Insurance & Rates
Straightforward information about cost and coverage
Every effort is made to keep the cost of care clear and manageable. Reach out for current rates and the latest on accepted insurance plans. Money worries shouldn't be one more reason to put off getting support — asking about cost is always welcome, never awkward.
Typical Session Investment
A general sense of cost, before you ever call
These are approximate private-pay ranges, not exact quotes — your specific rate is confirmed during your consultation call and provided to you in writing, as part of your Good Faith Estimate, before your first session.
| Session Type | Typical Range |
|---|---|
| Initial SessionIntake & assessment, about 60 minutes | $130–$160 |
| Individual Counseling SessionOngoing sessions, 45–50 minutes | $150 |
Sliding-scale adjustment is considered on a case-by-case basis for clients facing financial hardship — this isn't reflected in the ranges above, so just ask during your consultation.
Payment Policy
A secure card is kept on file
To help make billing feel simple and stress-free, clients are asked to keep a secure credit or debit card on file for payment purposes, including copays, session balances, and applicable late cancellation or no-show fees.
Card details are stored in the practice’s secure, HIPAA-compliant billing system — never by email or text. Read the full Payment Policy for details on timing of charges, accepted methods, cancellations, and sliding-scale options.
Insurance vs. Private Pay
Weighing your options
There's no universally right answer — it depends on your priorities around cost, privacy, and flexibility. This is general information, not specific to any single insurance plan; details vary by carrier. Talk it through during your consultation if you're unsure which fits you best.
Using Insurance
Potential advantages
- Lower per-session cost through a copay or coinsurance, once benefits apply
- Can make frequent, ongoing care more affordable over the long run
Things to consider
- Most plans require a mental health diagnosis before they'll approve payment, which becomes part of your medical record
- Plans often cap the number of covered sessions or require periodic re-authorization to continue
- Insurers can request treatment reviews or audits of session records to confirm care is "medically necessary"
- Session length, frequency, or approach can be shaped by what's covered, not only by clinical judgment
Paying Privately
Potential advantages
- No diagnosis is required simply to receive care
- No third party reviewing session notes or treatment plans — what's shared stays between you and your counselor
- No session caps or pre-authorization — pace and length of care are guided by your goals and clinical judgment
- Sliding-scale consideration may be available on a case-by-case basis
Things to consider
- The full session fee is paid out of pocket at the time of service
- No direct insurance payment — though a superbill can be requested to seek partial out-of-network reimbursement
As insurance credentialing — including with Medicaid and Medicare — moves forward, both paths will be available side by side. There's no wrong choice; it's simply worth knowing the trade-offs going in.
Good Faith Estimate
Know the cost before you begin
Under the federal No Surprises Act, clients who don't have insurance or who choose not to use their insurance benefits have the right to receive a Good Faith Estimate of the expected cost of counseling services before scheduling care. This estimate is provided in writing, at no charge, and outlines what a course of treatment is expected to cost.
If the final bill ends up being $400 or more above the Good Faith Estimate, you have the right to dispute the charge. You're welcome to request a written estimate at any point before your first session — just ask.
For more information about your rights under the No Surprises Act, visit www.cms.gov/nosurprises or call 1-800-985-3059.
Questions About Cost?
Ask before you book — there's no pressure.
Cost shouldn't be a mystery. If you're unsure whether this practice is a fit for your budget or insurance situation, send a message and get clear answers before scheduling anything. There's no shame in asking, no pressure to commit, and no judgment either way — just honest information so you can make the choice that's right for you.
And whatever you share while sorting out coverage or cost — your diagnosis, your history, your circumstances — is held in strict confidence under HIPAA and Louisiana law. Billing conversations get the same privacy as clinical ones.
